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<!DOCTYPE html>
<html lang="en">

<head>
    <meta charset="UTF-8">
    <title>Prime Risk Advisory | Credit Integrity, NPA & RBI Risk Advisory for Banks</title>
    <meta name="viewport" content="width=device-width,initial-scale=1,maximum-scale=1,user-scalable=no">
    <meta name="description" content="Prime Risk Advisory delivers credit integrity audits, NPA investigations,
        staff accountability reviews and RBI-aligned risk advisory for Banks and NBFCs across India.">
    <meta name="keywords"
        content="Credit Integrity Audits, NPA Investigation, RBI Compliance, Banking Risk Advisory, Staff Accountability">
    <meta name="author" content="Hitesh Mane - Java Fullstack Developer">
    <meta name="robots" content="index,follow">


    <!-- Open Graph -->
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    <meta property="og:url" content="https://primeriskadvisory.in/">
    <meta property="og:title" content="Prime Risk Advisory | Fraud & Financial Investigations">
    <meta property="og:description"
        content="Expert fraud investigation and financial risk advisory services. Facts before conclusions.">
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  "logo": "https://primeriskadvisory.in/images/icon_logo.png",
  "description": "Independent fraud investigation, financial risk, AML, and compliance advisory services.",
  "founder": "Amol Pawar",
  "areaServed": "India",
  "sameAs": []
}
</script>

</head>

<body>
    <!-- NAVBAR (exact structure) -->
    <nav class="navbar-wrapper">
        <div class="navbar">
            <div class="brand">
                <img src="images/icon_logo.png" alt="Prime Risk Advisory logo" class="lion-logo" loading="lazy"
                    width="56" height="56">
                <div class="brand-text">
                    <div class="brand-name">Prime Risk Advisory</div>
                    <div class="brand-subtitle">Fraud & Financial Investigations</div>
                    <div class="brand-slogan">Facts before Conclusions</div>
                </div>
            </div>
            <ul class="nav-links">
                <li><a href="#home">Home</a></li>
                <li><a href="#services">Advisory Mandates</a></li>
                <li><a href="#why">Why Us</a></li>
                <li><a href="#about">About</a></li>
                <li><a href="#contact">Contact</a></li>
            </ul>
            <div class="hamburger" id="hamburger" aria-label="Toggle menu" aria-expanded="false">
                <span></span><span></span><span></span>
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        </div>
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    <!-- HERO (exact structure) -->
    <header class="site-header" id="home">
        <div class="hero-content">
            <h1 class="hero-heading">Asset Quality Protection Powered by 23 Years of Credit Authority</h1>
            <p class="hero-subtitle">Specialized Risk & Integrity Consulting for Banks and NBFCs.</p>
            <p class="hero-note">We identify the human intent, governance gaps, and credit deviations behind sticky NPAs
                that standard audits and system-driven reviews often miss.</p>
            <a href="#" class="hero-cta" id="openContactModal">Request a Pilot Investigation</a>
        </div>
    </header>

    <main>
        <!-- 23-YEAR PEDIGREE (EXACT original structure) -->
        <section id="pedigree" class="section-light">
            <h2>23-Year Pedigree</h2>
            <div class="services-grid">
                <div class="service-card">
                    <div class="milestone-number">23</div>
                    <div class="milestone-label">Years in Banking & Credit</div>
                </div>
                <div class="service-card">
                    <div class="milestone-number">10000+</div>
                    <div class="milestone-label">Credit Files Appraised</div>
                </div>
                <div class="service-card">
                    <div class="milestone-number">₹100+</div>
                    <div class="milestone-label">Crore Portfolio Managed</div>
                </div>
            </div>
            <div class="contact-box1">
                <strong>Regulatory-Ready Advisory Practice</strong><br>
                Adherent to RBI 2025 Outsourcing Guidelines for Risk, Governance & Accountability.
                <p>Practitioner-led insights that bridge the gap between automated credit
                    engines and human-led investigation.</p>
            </div>
        </section>

        <!-- SERVICES (EXACT original structure) -->
        <section id="services" class="section-dark">
            <h2>Core Advisory Mandates</h2>
            <div class="services-grid">
                <div class="service-card">
                    <div class="icon">🔍</div>
                    <h3>Credit Integrity Audits</h3>
                    <p>Independent investigation of malafide intent, process dilution, and appraisal deviations in
                        high-value NPA and SMA accounts.</p>
                </div>
                <div class="service-card">
                    <div class="icon">👥</div>
                    <h3>Staff Accountability Reviews</h3>
                    <p>Veteran-led assessments of credit decision trails, identifying deviations for internal vigilance,
                        HR, and disciplinary review.</p>
                </div>
                <div class="service-card">
                    <div class="icon">📋</div>
                    <h3>Third-Party Vendor Surveillance</h3>
                    <p>Integrity and performance assessment of DSAs, Valuers, Stock Auditors, and External Agents
                        influencing credit outcomes.</p>
                </div>
                <div class="service-card">
                    <div class="icon">⚠️</div>
                    <h3>Proactive EWS Monitoring</h3>
                    <p>On-field Early Warning Signal verification to detect asset slippage risks before the 90-day NPA
                        threshold.</p>
                </div>
            </div>
        </section>

        <!-- WHO WE SUPPORT (EXACT) -->
        <section class="section-light">
            <h2>Who We Support</h2>
            <ul>
                <li>Banks & Financial Institutions</li>
                <li>NBFCs</li>
                <li>Fintech Companies</li>
                <li>Corporates</li>
                <li>Audit & Risk Functions</li>
            </ul>
        </section>

        <!-- WHY US (EXACT) -->
        <section id="why" class="section-dark">
            <h2>Beyond Audit. Into Credit Reality.</h2>
            <div class="differentiator-content">
                <p><strong>The Auditor checks the math.</strong><br><strong>The Practitioner checks the logic.</strong>
                </p>
                <p>While statutory auditors verify documentation and compliance, we verify the economic reality of the
                    borrower's business, intent, and operating behavior.</p>
                <p>Our work focuses on <em>why</em> a loan failed — not just <em>how</em> it was recorded. This
                    distinction enables banks to take actionable, defensible decisions across recovery, vigilance, and
                    future credit policy.</p>
            </div>
        </section>

        <!-- ABOUT (EXACT) -->
        <section id="about" class="section-light">
            <h2>About Us</h2>
            <p>Prime Risk Advisory specializes in structured investigations,
                root-cause analysis, and practical risk mitigation recommendations.</p>
            <ul>
                <li>Independent investigation approach</li>
                <li>Structured, defensible reporting</li>
                <li>Root-cause driven analysis</li>
                <li>Actionable recommendations</li>
            </ul>
        </section>

        <!-- CONTACT (EXACT) -->
        <section id="contact" class="section-dark">
            <div class="contact-container">
                <h2>Request a Confidential Discussion</h2>
                <p class="contact-intro">
                    For discreet support related to fraud risk, financial irregularities,
                    AML compliance, or sensitive investigations, please reach out.
                    All enquiries are handled with strict confidentiality.
                </p>
                <div class="contact-box">
                    <p><strong>Prime Risk Advisory</strong></p>
                    <p>Based in Pune | Serving Clients Across Locations</p>

                    <p>
                        📧 Email:
                        <a href="mailto:amol@primeriskadvisory.in">
                            amol@primeriskadvisory.in
                        </a>
                    </p>

                    <p>
                        📞 Phone:
                        <a href="tel:+919420143524">
                            +91 9420143524
                        </a>
                    </p>
                </div>


                <p class="contact-trust">
                    🔒 We respect your privacy. Information shared is used solely to
                    respond to your enquiry.
                </p>
            </div>
        </section>
    </main>

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    <footer>
        <p>Disclaimer : Prime Risk Advisory maintains strict confidentiality and does not publicly disclose client names
            due to the sensitive nature of assignments.</p>
        <p>© 2026 Prime Risk Advisory. All rights reserved. This website is for informational purposes only.</p>
        <p class="small-note">Confidential & Privileged Communication</p>
        <a href="privacy-policy.html">Privacy Policy</a> |
        <a href="terms.html">Terms & Conditions</a>
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